Overview
When you purchase Event Insurance through our platform, you're gaining peace of mind for your special occasion. This coverage is designed to protect you—the event host—against unexpected incidents that may happen during your rental period.
Whether you’re renting a lounge setup, a catered buffet, or elegant linens, our Event Insurance helps safeguard you from financial liability related to accidental damage or incidents at your event.
What’s Covered?
As of April 21, 2025, Event Insurance by ViCoverage covers the following rental categories:
Food and Beverage
Furniture
Linen
Lighting Decor
Pipe & Drape
Decor
Good to Know: Coverage applies only to eligible items from participating vendors. If you're unsure whether a specific rental is covered, feel free to reach out to your vendor directly.
What’s Not Covered?
While the coverage is extensive, there are a few exclusions:
Personal belongings (yours or your guests’)
Real flowers or live plants
Rentals outside the approved categories
Damages from intentional misuse or gross negligence
Weather-related event cancellations or no-shows
You'll receive full policy details in your confirmation email after purchasing coverage.